Michelle Price

33 Years of Experience You Can Trust
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NEW Homestead Tax Exemption

By Michelle Price - June 14, 2023
Attention Iowa Homeowners 65 years of age or older! There is a new Homestead Tax Exemption for You! Click here to watch 2 minute video! On May 4, 2023, Governor Reynolds signed House File 718, establishing a new homestead tax exemption for claimants 65 years of age or older. In addition to the homestead tax credit which you probably already have taken advantage of, NOW you can also clai

How does Iowa figure a home's value for tax assessment?

By Michelle Price - May 02, 2023
Here is a quick overview of how residential properties are assessed in our 3 closest counties: Polk, Dallas and Warren. The State of Iowa requires that all real estate property be reassessed every two years on the odd numbered year. But your home could be reassessed more often if your county assessor determines your home's assessed value needs to be adjusted to reach market value. So, what is

10 Mistakes to Avoid when Building Your Credit

By Michelle Price - January 04, 2023
Want to buy a home, buy a car or anything else that requires a loan in 2023? If so, here are 10 mistakes to avoid when building your credit. A good credit history and maintaining a high credit score can open doors to higher credit limits and lower interest rates. It’s important to know how to avoid situations that can harm your credit so you can be in the best possible financial position when you

What is Earnest Money?

By Michelle Price - October 20, 2022
Earnest money is the amount of money a Buyer puts down when they write a contract to purchase a home. This is to show the Seller that they are ‘earnest’ or serious about making their offer. Now, the earnest money doesn’t go to the Seller; it gets made payable to the Listing Broker and is deposited into their Trust Fund. It stays in that Trust Fund until closing day and then comes back to the Buyer

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